Terms and ConditionsPersonal Financial Audit

Nature of Service: This is an educational planning and consulting service. We are not certified investment advisors and do not directly manage client funds. Our recommendations are based on public information of financial instruments available in the regulated market.

Process and Confidentiality: The client will be required to complete a detailed form about their financial situation. This information will be treated with the utmost confidentiality. The success of the plan depends on the accuracy of the data provided and the client's commitment to following the recommendations.

Limitation of Liability: Projections are simulations based on market assumptions and historical return rates, which do not guarantee future returns. Investment always involves risks, including the possible loss of capital. The final investment decision always rests with the client.

Deliverables: The service concludes with the delivery of one (1) Personalized Financial Plan in digital format and one (1) 60-minute session to explain the plan and answer questions. Subsequent follow-up is not included and can be contracted separately.